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Max the Magnificent

7/18/2012 1:25 PM EDT

Sure -- no worries -- alternatively you can write it up as a full story and ...

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ReneCardenas

7/18/2012 12:40 PM EDT

David,
I will be glad to post a summary, if Max doesn't object to it.
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High praise for Alfa Insurance

Clive Maxfield

7/12/2012 6:20 PM EDT

I just returned from a quick trip down to my Local Alfa Insurance Office, and I have to say that I am mega-impressed!

A week ago or so, a member of the family (who shall remain nameless – the important thing is that it was not me) had a little "fender bender".

We have everything insured through Alfa, so the next day I trundled down to my local Alfa office to bring them up to date and see what my next step should be. They informed me that – in addition to everything else – I would have to get a full report from the police, and then fill out some other form with a complicated reference number and send it off to the state capital.

Also, since it was a State Trooper who had responded to the accident, I would probably have to wait 7 to 10 days before I could pick up the report.

Well, earlier today I got a call from Dave the insurance adjuster. After chatting about which body shop I was going to use, I mentioned that I still had to call the State Trooper's office to arrange to pick up the form, but Dave said not to do anything, just leave it with him.

About an hour or so later, Dave emailed the police report to me, so I was already wearing my happy face, because that just saved me a trip down town.

Next, I called my local Alfa office to see about going down there to pick up the form I had to complete to send off to the State Capital. When I explained that I had a machine-readable copy of the police report in my possession, they said to email it to them and they would fill out the form for me, so all I would have to do is drive over, pick it up, sign it, and post it.

Wait… it gets better. Just a little while ago as I pen these words, I got a call to say they were ready for me, so I jumped into my truck and drove over there. When I arrived, they not only had the form filled out awaiting only my signature, but they also had a stamped, addressed envelope to go with it.

All I had to do was sign the form, stuff it in the envelope, and drop the envelope in a post box. So something that could have taken me a couple of hours driving around and filling out forms ended up taking only a couple of minutes.

BUT WAIT ... there's still more, because while I was at the Alfa office, I happened to mention that -- now I have my truck -- I am in the process of trying to sell my Kia. Also, that I now pretty much drive the Kia only once a week "just to keep the engine turned over." They immediately responded that, in that case, they could move the Kia over into a "only driven now and again" category, which would reduce my insurance premiums -- and they promptly did so  before I had even left the office.

Now that's what I call service!


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Brian @ BDH

7/13/2012 12:40 AM EDT

Max,

Thanks for sharing. I will definitely consider Alfa if I ever change insurance companies.

Re: "(who shall remain nameless – the important thing is that it was not me)"

I couldn't help noticing that while you did not have the fender bender - it was you that was running around with insurance and such. Sounds all too familiar. Did the nameless person's name begin with a 'G' and end with an 'ina'? :-)

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Max the Magnificent

7/13/2012 9:21 AM EDT

Nope -- it was the younger member of our family ... how long will it be before your sons start driving? (I'll be there laughing :-)

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Brian @ BDH

7/13/2012 10:55 AM EDT

Re: "how long will it be before your sons start driving?"

Too soon!

Re: "(I'll be there laughing :-)"

I know that I can take that to the bank!

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ReneCardenas

7/13/2012 12:00 PM EDT

Max,

It sounds all too familiar to me, I happen to have 3 daughters, and 2 are already drivers. (Imagine my terror every night that I get a call past 10PM!!!).

Yes, for some reason it is us, that we end up running around circles to deal with insurance reps, adjustors and body shops. Even if we were not behind the steering wheel, or for that matter on-board! ;-)

One peculiar event couple of winters back, there was an incident where my lovely wife and middle daughter, were "lucky" to be T-boned by a driver that decided to drive away, rather than to face the stern consequences of running a red light!

Lucky for me and my Sherlock Holmes skills, I was able to direct the police investigator to this individual that had already been called a cold case (I had the same description and timing of the event to go on and do my research)
.
The lesson learned for me was that if you care to protect your risk-rating in the eyes of your insurance, you need to take a proactive role.
At least in my experience, I have yet to receive the same service you received Max, I need to find out if Alpha is available in Texas.
Thanks for sharing and keeping the hope alive for expected service from insurance Co. ;-)

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Max the Magnificent

7/13/2012 12:11 PM EDT

Hi Rene -- kids are the biggest blessing and the most scary things going.

The only think that keeps me going is knowing that one day my son will have kids of his own, and then he will finally understand what I was talking about (like I now understand what my parents were talking about :-)

Over the years I have always had TREMENDOUS service by Alfa, including recently when our fridge leaked and wrecked the wooden floors in the kitchen. In addition to having the floors redone and putting my wife and I up in a hotel for a week while the work was done, they also paid for our pets to be boarded for the week!!!

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Paul A. Clayton

7/13/2012 7:52 PM EDT

I hope your son has not tried to drown himself in a barrel (http://www.eetimes.com/electronics-blogs/eda-designline-blog/4230405/I-m-so-lucky-to-be-here--Part-2- ) or run out of a third or fourth floor window (http://www.eetimes.com/electronics-blogs/other/4231028/I-m-so-lucky-to-be-here--Part-3- )! It almost sounds like you have it easy (relative to your parents). :-)

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Max the Magnificent

7/14/2012 10:38 AM EDT

I'd forgotten that I'd shared those stories -- I just hope my son doesn't get to see them :-)

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SteveD_Aus

7/17/2012 2:49 AM EDT

Good to know that while you were getting the floors fixed they were also able to board the pets. Not many people would pick up on the efficiency of doing both at once...

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Max the Magnificent

7/17/2012 9:23 AM EDT

The thing was that we were in a hotel for a week while they stripped the wooden floors and replaced the damaged sections and then refinished everything -- if Alfa hadn't covered the cost of boarding the pets we would have had to (it's hard to find a friend who will care for two stupid cats and two even more stupid dogs :-)

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David Ashton

7/15/2012 7:43 PM EDT

Hi Rene. I love Sherlock Holmes stories - won't you share this one with us?

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ReneCardenas

7/18/2012 12:40 PM EDT

David,
I will be glad to post a summary, if Max doesn't object to it.

Also, I just realized that this blog limits each entry to 2000 characters.
Let me try to summaries the key points. If Max is OK with it.

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Max the Magnificent

7/18/2012 1:25 PM EDT

Sure -- no worries -- alternatively you can write it up as a full story and email it to me at max@CliveMaxfield.com and I can post it as a full-up column (crediting you of course)

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ReneCardenas

7/13/2012 12:22 PM EDT

I sure agree with your reflections, great insight!

BTW, what happen to the Max'bean blog tagline?

I sure missed the quicker and easier way to read your latest thoughts and adventures.

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ReneCardenas

7/13/2012 12:27 PM EDT

But again been listed at the top of the blogs, is a promotion of sorts I guess.

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